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Best Licensed Public Adjusters in All of Florida

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24/7
Available
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Maximize Your
Settlement
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No Upfront
Fees
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No Recovery,
No Fee
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Fast and
Reliable Support
Property Damage Claims Experts { Available 24X7 }

Expertise for Every Property Type

We handle claims for any property you own. Our team is skilled in navigating residential, commercial, and personal property claims to secure the compensation you deserve.
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Residential Claims

We're here to help you with damage to your house. We handle the entire claim for repairs and also work to get you paid fairly for your personal belongings that were lost or damaged.
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Commercial Claims

If your business was damaged, we've got you covered. We handle claims for the building, your equipment, and inventory, and we also fight to recover the income you lost while shut down.
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Personal Property Claims

Our team makes a detailed list of every single loss, from the big structural damage down to the smallest personal item. This ensures you get paid for everything you are owed.
Property Damage Claims Experts { Available 24X7 }

Expertise for Every Property Type

We handle claims for any property you own. Our team is skilled in navigating residential, commercial, and personal property claims to secure the compensation you deserve.

Claim Types

Dealing with property damage is stressful enough. As your licensed public adjuster, we take the burden of the insurance claim off your shoulders, ensuring every detail is covered for a fair and just payout.

Water Insurance Claims

Water damage can be devastating and disruptive. As your licensed public adjuster, we handle all aspects of your water insurance claim, making sure you receive the full compensation needed to repair and restore your property efficiently.

Storm Damage Insurance Claim

Facing the aftermath of a storm can be overwhelming. As your trusted public adjuster, we handle all aspects of your storm damage claim, advocating for your rights to secure the maximum settlement you deserve so you can focus on recovery with peace of mind.

Roof Insurance Claim

Managing a roof insurance claim can be complex and time-consuming. As your licensed public adjuster, we handle every aspect of your claim, ensuring you receive the full compensation you deserve to restore your roof and protect your property.

Fire Damage Insurance Claims

Recovering from fire damage can be overwhelming. As your dedicated public adjuster, we manage the insurance process for you, making sure every detail is addressed so you receive the full settlement needed to rebuild and move forward.

Denied and Under Paid Claims

Facing a denied insurance claim can be frustrating and confusing. As your trusted public adjuster, we work tirelessly to review, appeal, and get your claim approved, ensuring you receive the compensation you deserve.
Our process

Quick overview from inspection to claim resolution

offering you expert guidance and support at every step
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Our Claims Result

No matter the status of your claim
Our process

Your Smooth Path to a Successful Claim

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1. Free Consultation & Policy Review

We start with a no-obligation discussion to understand your situation and review your insurance policy to identify all available coverage.
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2. Detailed Damage Assessment & Documentation

Our experts meticulously inspect and document every aspect of your damage, using photos, videos, and expert estimates to build a comprehensive claim file.
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3. Strategic Claim Submission & Negotiation

We prepare and submit your claim, then aggressively negotiate with your insurance company, leveraging our expertise to counter low offers and secure the maximum possible payout.
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2. Detailed Damage Assessment & Documentation

Our experts meticulously inspect and document every aspect of your damage, using photos, videos, and expert estimates to build a comprehensive claim file.
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4. Fair Settlement & Your Recovery

We keep you informed every step of the way until a fair settlement is achieved. Our mission is your rightful payout—"YOUR" DAMAGE. OUR MISSION. THEIR PAYOUT.
Contact Us

READY TO GET STARTED?

Just fill in your details below. It only takes a minute, and we'll get in touch to schedule a convenient time for your free visit.
Evaluation

FREE PROPERTY EVALUATION

We'll come and take a look at the damage for you, completely free and with no strings attached.
Recovery

NO RECOVERY, NO FEE

Your Recovery Is Our Priority—No Fee Unless We Succeed.

Recent Settlement of Property Damage Claims Experts

Initial Insurance Company Offer

This represents the first, often lowball, offer that insurance companies typically present to policyholders who don't have an expert advocate on their side.

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Property Damage Claims Experts Final Settlement

This represents the final, maximized settlement secured for our clients after our meticulous documentation, expert negotiation, and tireless advocacy.

Why Us

Why Choose Property Damage Claims Experts?

When your property is damaged, you need an experienced and dedicated advocate. Here’s our team making the difference:
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Licensed Expertise You Can Trust

We bring proven expertise in Florida insurance policies and claim negotiation, ensuring your claim is handled professionally and effectively.
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No Recovery, No Fee Guarantee

We work on a contingency basis. You pay absolutely nothing unless we successfully recover a settlement for you. Our success is tied to yours.
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We Maximise Your Settlement

Our thorough approach and skilled negotiation consistently lead to significantly higher payouts than policyholders typically achieve on their own. We turn damage into dollars!
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Dedicated, Local Support

As a West Palm Beach-based firm, we offer personalized attention. We committed to understanding your unique situation and fighting for your best outcome.
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Reduce Your Stress & Burden

We manage the entire claims process—from paperwork to insurer meetings—so you can focus on your family, business, and recovery.
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Your Loyal Advocate

Insurance companies have their experts; you deserve yours. We level the playing field, ensuring your rights are protected and your voice is heard.
Why Us

Why Choose Property Damage Claims Experts?

When your property is damaged, you need an experienced and dedicated advocate. Here’s our team making the difference:

Proven Results

Real clients, maximum settlements, and results that speak for themselves.
Residential Fire Damage Claim

Residential Fire Damage Claim

Uncovering Hidden Damage for a Full Roof Replacement

Uncovering Hidden Damage for a Full Roof Replacement

Overturning a Wrongful Denial to Win a Full Settlement

Overturning a Wrongful Denial to Win a Full Settlement

Residential Storm Damage Claim (Hurricane)

Residential Storm Damage Claim (Hurricane)

Turning a Lowball Offer into a Full Recovery

Turning a Lowball Offer into a Full Recovery

Reviews

Check out what our client says about us!

After the hurricane, our insurer's offer was a joke. Michelle Joyner from Property Damage Claims Experts stepped in and fought for us. She tripled their initial offer! We couldn't have rebuilt without her. True professionals.

The R. Family

West Palm Beach

I was completely overwhelmed by the smoke damage throughout my home. Michelle and their team at Property Damage Claims Experts were compassionate and professional. They meticulously documented everything and fought for every penny. I couldn't have asked for better advocates.

S. Al-Jamil

Homeowner, Boca Raton

A major pipe burst flooded our business. The claim process was a nightmare until we hired Property Claims. She meticulously documented everything and handled all the back-and-forth. We got a settlement that covered all repairs and lost income. Highly recommend!

B. Chen

Owner

"No recovery, no fee" gave us the confidence to hire Property Damage Claims Experts when our initial water damage claim was unfairly denied. True to their word, they reopened the claim, presented irrefutable evidence, and got the denial overturned. Amazing work!

The Garcia Family

Homeowners, Delray Beach

Turning Damage into Dollars isn't just a slogan; it's what they do! We are compassionate and incredibly knowledgeable. They took all the stress off our shoulders and got us a fantastic settlement for our fire damage claim.

S. Patel

Boynton Beach

As an out-of-state property owner, dealing with hurricane damage in Florida was a nightmare. Michelle Joyner handled everything remotely for me, providing constant updates and peace of mind. The settlement she achieved exceeded my expectations.

R. Peterson

Property Investor

We had a complex commercial property claim after a major storm. Property Damage Claims Experts, led by Michelle Joyner, was instrumental in navigating the intricate policy details and ensuring our business interruption was fully covered. Their expertise was invaluable.

D. Miller, Business Owner

Lake Worth

Don't even try to deal with a significant insurance claim on your own. Property damage claims experts know all the tactics insurance companies use. They leveled the playing field and got us a settlement for our storm-damaged roof that was more than double what the insurer first offered.

M. Davis

Homeowner, Wellington

The Most Trusted Public Adjusters Serving All of Florida 

Get an expert on your side anywhere in Florida. Schedule your consultation today.

    Download Contract

    Residential Fire Damage Claim

    Project Type: Residential Fire Damage ClaimLocation: St. Petersburg, FLChallenge: Insurance company’s offer focused only on visible fire damage, ignoring the pervasive and toxic effects of smoke and…

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    Uncovering Hidden Damage for a Full Roof Replacement

    Project Type: Residential Roof Insurance Claim (Hail Damage)Location: Tampa, FLChallenge: Insurance company dismissed significant hail damage as “minor cosmetic issues” not warranting a claim. The Situation: The…

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    Overturning a Wrongful Denial to Win a Full Settlement

    Project Type: Residential Denied Claim (Roof Leak)Location: Orlando, FLChallenge: Insurance company wrongfully denied a valid claim, blaming “wear and tear” and “long-term neglect.” The Situation: A Frustrating…

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    Residential Storm Damage Claim (Hurricane)

    Project Type: Residential Storm Damage Claim (Hurricane)Location: Naples, FLChallenge: Insurance company offered a minor “patch repair” for widespread hurricane damage, ignoring Florida building codes. The Situation: After…

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    Turning a Lowball Offer into a Full Recovery

    Project Type: Residential Water Damage Insurance ClaimLocation: Boca Raton, FLChallenge: Insufficient insurance settlement offer for a multi-level pipe burst.   The Situation: A Homeowner’s Nightmare The Henderson…

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